Financial distress has two sides, and we know both. Wolf & Associates PLLC represents individuals and businesses seeking relief under the Bankruptcy Code — and creditors fighting to protect what they are owed — across New York and New Jersey.
Practice Areas
Whether you need the protection of the Bankruptcy Code or you are owed money by someone who filed, timing and strategy decide outcomes. We move fast on both sides of the ledger.
A fresh start for individuals and businesses overwhelmed by debt. We evaluate exemptions, protect what the law lets you keep, and guide you through discharge.
Court-approved repayment plans that stop foreclosure, cure mortgage arrears, and let wage earners keep their homes while catching up over three to five years.
Reorganization for businesses worth saving — including streamlined Subchapter V cases for small businesses — from first-day motions through plan confirmation.
Protecting lenders, landlords, and trade creditors inside bankruptcy: proofs of claim, stay-relief motions, adequate protection, 363 sales, and plan objections.
When a trustee demands the return of payments you lawfully received, we assert the ordinary-course, new-value, and other defenses that protect you.
Emergency filings that stop foreclosures, repossessions, wage garnishments, and frozen accounts — and buy the breathing room the code was designed to give.
Bankruptcy is not always the answer. We negotiate settlements, assignments for the benefit of creditors, and out-of-court restructurings when they serve you better.
Confidential Consultation
The sooner you call, the more options you have — on either side of the ledger. Consultations are confidential and judgment-free.
Schedule a Consultation