A loan is only as strong as its collateral — and collateral is only as strong as the paperwork behind it. Wolf & Associates PLLC represents banks, private lenders, and credit funds in documenting, perfecting, and enforcing secured loans across New York and New Jersey.
Practice Areas
We act for the lender, and only the lender: our job is to make sure that when your borrower signs, your money is protected — and that when things go wrong, your remedies actually work.
Promissory notes, loan agreements, security agreements, and personal and corporate guarantees — drafted tight, negotiated firmly, and closed on schedule.
Creation, attachment, and perfection of security interests in equipment, inventory, receivables, deposit accounts, and other personal property collateral.
UCC searches, financing statements, amendments and continuations, and lien priority diligence — so you know exactly where you stand in line before you fund.
Mortgages, assignments of leases and rents, and title coordination when real property secures the loan.
Clear rules among multiple lenders — priority, standstill, and payment waterfall provisions negotiated to protect your position.
When a borrower stumbles: forbearance agreements, restructurings, and workout negotiations that maximize recovery without unnecessary litigation.
Article 9 dispositions, replevin, receiverships, guarantee actions, and mortgage foreclosure when enforcement becomes necessary.
For Lenders
Before your next loan closes, make sure the collateral package actually protects you. Our lender-side team reviews and documents deals of every size.
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