Wolf & Associates PLLC delivers comprehensive estate planning and trust administration services across New York, New Jersey, and Florida — protecting your wealth, your family, and your legacy for generations to come.
Practice Areas
From simple wills to complex multi-state trust structures, we provide precise, personalized counsel to protect your assets and ensure your wishes are carried out exactly as intended.
Comprehensive will drafting tailored to your family structure, assets, and wishes. We ensure your estate is distributed exactly as you intend, minimizing family disputes and legal complications.
Avoid probate, keep your affairs private, and give someone you trust the authority to step in if you become incapacitated. You stay in control — as trustee and beneficiary — and can amend or revoke the trust at any time.
Because you keep that control, a revocable trust does not reduce estate tax or shield assets from creditors. Its work is probate avoidance, privacy, and continuity — which matters a great deal if you hold property in more than one state.
Asset protection trusts, Medicaid planning trusts, and irrevocable life insurance trusts (ILITs). Once funded, the assets are no longer yours — and that is precisely the point. Giving up control is what moves property out of your taxable estate and beyond the reach of creditors.
Sophisticated strategies to minimize federal and state estate tax exposure across New York, New Jersey, and Florida — preserving more of your wealth for the people and causes you care about.
Durable financial powers of attorney and healthcare proxies that ensure the right people make the right decisions if you become incapacitated — protecting you and your family at life's most difficult moments.
Advance directives that clearly document your medical wishes, reducing uncertainty for your family and healthcare providers during critical moments.
Efficient administration of estates through New York, New Jersey, and Florida (Pending) probate courts. We guide executors and administrators through every step of the process with clarity and precision.
Protect loved ones with disabilities without jeopardizing their eligibility for government benefits. We design supplemental needs trusts that enhance quality of life while preserving critical support.
Seamless transfer of business interests to the next generation or key employees. We coordinate buy-sell agreements, family limited partnerships, and succession structures for business owners.
Advanced Planning
For families with significant wealth, the question is rarely whether to use an irrevocable trust — it is which one. The difference comes down to two questions: is the gift complete, and who pays the income tax. Get them right and you can move an asset out of your taxable estate, protect it from creditors, and — in the right circumstances — take a major capital gain outside the reach of New York or New Jersey income tax.
Each strategy has its own full guide:
SLAT
A completed gift that removes assets — and all future growth — from your taxable estate while keeping indirect access through your spouse. You keep paying the trust's income tax, and that turns out to be the best part.
Read the full guide →
NING · DING · WING
Asset protection and state income tax savings without using a dollar of exemption — and you can be a beneficiary of your own trust. Not an estate tax strategy, and not available to New York or California residents.
Read the full guide →
CGNGT
The hybrid — estate tax removal and state income tax escape in one structure. The instrument of choice before a major business sale, where the state tax on the gain can be avoided entirely.
Read the full guide →
Guides that apply to all three
A side-by-side table across eleven attributes, and how the structures combine in practice.
Read →Why the choice-of-law clause doesn't decide it, and how the NY and NJ exemptions actually work.
Read →What a professional trustee actually is, and the five questions to ask before appointing one.
Read →GRATs, ILITs, IDGT sales, charitable trusts, QPRTs, FLPs, dynasty trusts, and Medicaid planning.
Read →Plan Today
Estate planning is one of the most important things you can do for your family. Schedule a consultation with our trusts and estates team today.
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